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Program directory

Every program we check

150 programs across 12 categories. Estimates are typical ranges, not promises - eligibility depends on your state, household, and income.

150 programs

Tax credits

16

Refundable credits and unfiled returns that often add up to thousands.

  • Earned Income Tax Credit (EITC)

    IRS

    A refundable credit for working people with low to moderate income.

    Workers with earned income; amount scales with children in the household.

    Up to ~$7,830
  • Child Tax Credit (CTC)

    IRS

    Per-child credit that can lower your tax bill or come back as a refund.

    Parents and guardians of qualifying children under 17.

    Up to $2,000 per child
  • Additional Child Tax Credit

    IRS

    The refundable portion of the Child Tax Credit paid out as cash.

    Families whose CTC is larger than the tax they owe.

    Up to $1,700 per child
  • Child & Dependent Care Credit

    IRS

    Credit for work-related child or dependent care costs.

    Working parents or caregivers paying for care.

    Up to 35% of expenses
  • American Opportunity Tax Credit

    IRS

    Credit for tuition, fees, and course materials in the first four years of college.

    Undergraduate students or whoever claims them.

    Up to $2,500
  • Lifetime Learning Credit

    IRS

    Credit for tuition at any level, including part-time and job-skills courses.

    Students of any age taking eligible courses.

    Up to $2,000
  • Premium Tax Credit

    IRS

    Cuts the price of a Marketplace health plan, sometimes to near zero.

    People buying their own health insurance.

    Varies monthly
  • Saver's Credit

    IRS

    Credit for money you put into a retirement account.

    Low- and moderate-income savers.

    Up to $1,000 ($2,000 joint)
  • Adoption Tax Credit

    IRS

    Credit for qualified adoption expenses.

    Families who adopted a child.

    Up to ~$16,800
  • Clean Vehicle Credit

    IRS

    Credit for buying a qualifying new or used electric vehicle.

    Buyers under the income caps.

    Up to $7,500
  • Energy Efficient Home Improvement Credit

    IRS

    Credit for insulation, heat pumps, windows, and efficiency upgrades.

    Homeowners making qualifying improvements.

    Up to $3,200/year
  • Residential Clean Energy Credit

    IRS

    Credit for solar, wind, geothermal, and battery storage at home.

    Homeowners installing clean energy systems.

    30% of cost
  • Unfiled prior-year refunds

    IRS

    Refunds from past years you never claimed are still collectable for a window.

    Anyone who skipped filing while owed money.

    Varies
  • State Earned Income Credits

    State tax agencies

    Many states add their own match on top of the federal EITC.

    EITC-eligible filers in participating states.

    10–40% of federal EITC
  • Property tax & renter credits

    State tax agencies

    State circuit-breaker credits that refund part of rent or property tax.

    Renters and homeowners under state income limits.

    $200–$1,500
  • Credit for the Elderly or Disabled

    IRS

    A credit for older adults and people on permanent disability.

    Filers 65+ or retired on total disability with limited income.

    $3,750–$7,500

Cash assistance

13

Direct payments, emergency funds, and income support.

  • Temporary Assistance for Needy Families (TANF)

    HHS / state agencies

    Time-limited cash assistance for low-income families with children.

    Parents and caretakers under state income limits.

    $200–$700/month
  • Supplemental Security Income (SSI)

    Social Security Administration

    Monthly cash for people who are 65+, blind, or disabled with very limited income.

    Individuals with minimal income and resources.

    Up to ~$967/month
  • Social Security Disability Insurance (SSDI)

    Social Security Administration

    Monthly benefit when a disability keeps you from substantial work.

    Workers with enough recent work credits.

    Varies by work record
  • Social Security Retirement Benefits

    Social Security Administration

    Monthly payments based on your lifetime earnings.

    Workers 62 and older who paid into the system.

    Varies by earnings
  • Social Security Survivor Benefits

    Social Security Administration

    Monthly payments to the family of a worker who died.

    Spouses, children, and dependent parents.

    Varies
  • Social Security Family Benefits

    Social Security Administration

    Payments to family members of someone on retirement or disability benefits.

    Spouses and children of an entitled worker.

    Up to 50% of worker benefit
  • General Assistance (GA)

    County governments

    Small, short-term cash help where the state offers it.

    Adults without dependent children who don't qualify elsewhere.

    $100–$400/month
  • Unemployment Insurance (UI)

    DOL / state agencies

    Temporary income after losing a job through no fault of your own.

    Recently employed workers who meet state rules.

    40–60% of prior wages
  • Disaster Unemployment Assistance

    DOL / FEMA

    Unemployment pay for people whose work stopped because of a declared disaster.

    Workers and self-employed in disaster areas.

    Varies weekly
  • FEMA Individual Assistance

    FEMA

    Grants for disaster-caused expenses insurance won't cover.

    Households in federally declared disaster areas.

    Varies by need
  • Recovery Rebate Credit

    IRS

    Stimulus payments you never received, claimed on a return.

    Filers who missed one of the economic impact payments.

    Up to $1,400
  • Child support enforcement

    HHS / state agencies

    Free help locating a parent and collecting owed support.

    Custodial parents owed child support.

    Varies
  • Emergency cash assistance funds

    State & county agencies

    One-time payments for a crisis: eviction, utility shutoff, or car repair.

    Households facing a documented emergency.

    One-time $200–$1,500

Food

12

Monthly grocery support for households, kids, and seniors.

  • SNAP food benefits

    USDA / state agencies

    A monthly grocery balance loaded onto an EBT card.

    Households under the income limit for their size.

    ~$200+/month
  • WIC

    USDA / state agencies

    Nutrition support for pregnant people, infants, and children under five.

    Families with young children who meet income guidelines.

    ~$70/month + food package
  • Free & reduced school meals

    USDA

    Daily breakfast and lunch at no cost during the school year.

    School-age children in qualifying households.

    ~$1,000/child per year
  • Summer EBT (SUN Bucks)

    USDA

    Grocery money for kids while school is out.

    Children eligible for free or reduced-price meals.

    $120 per child per summer
  • Commodity Supplemental Food Program

    USDA

    A monthly box of staple groceries for older adults.

    Adults 60+ under income limits.

    Monthly food box
  • Emergency Food Assistance (TEFAP)

    USDA

    USDA food distributed through local pantries.

    Anyone under local income guidelines.

    Free groceries
  • Double Up Food Bucks / SNAP incentives

    USDA & nonprofits

    Doubles SNAP dollars spent on fruits and vegetables.

    SNAP shoppers at participating markets.

    Match up to $20–$40/visit
  • Senior Farmers' Market Nutrition Program

    USDA

    Vouchers for fresh produce at farmers markets.

    Low-income adults 60+.

    $50/season
  • WIC Farmers' Market Nutrition Program

    USDA

    Produce vouchers added to WIC benefits.

    WIC participants in participating states.

    $30/season
  • Home-delivered & congregate meals

    Administration for Community Living

    Delivered meals and community dining for older adults.

    Adults 60+, especially homebound seniors.

    Free or donation
  • Child & Adult Care Food Program

    USDA

    Meals and snacks at child care centers and adult day programs.

    Children and adults in participating care settings.

    Free meals
  • Local food pantry network

    Feeding America & local groups

    Weekly or monthly groceries with little or no paperwork.

    Anyone in need; income rules vary by pantry.

    Free groceries

Healthcare

16

Free or low-cost coverage, prescriptions, and care programs.

  • Medicaid

    CMS / state agencies

    Comprehensive health coverage with little or no monthly premium.

    Adults and families under state income thresholds.

    Full coverage
  • CHIP

    CMS / state agencies

    Children's coverage for families who earn too much for Medicaid.

    Households with kids and modest income.

    Low or no cost
  • Marketplace premium credits

    HealthCare.gov

    Subsidies that cut the price of a private plan, sometimes to near zero.

    People without job-based coverage.

    Varies monthly
  • Cost-sharing reductions

    HealthCare.gov

    Extra savings on out-of-pocket costs with a Silver Marketplace plan.

    Enrollees under 250% of the poverty line.

    Lower deductibles & copays
  • Medicare Savings Programs

    CMS / state agencies

    State programs that pay Medicare premiums and sometimes copays.

    Medicare enrollees with limited income.

    Pays Part B premium (~$185/mo)
  • Medicare Extra Help (Part D LIS)

    Social Security Administration

    Cuts prescription drug costs to a few dollars per fill.

    Medicare enrollees under the income and asset limits.

    ~$5,900/year value
  • Adult Medicaid expansion coverage

    CMS / state agencies

    Coverage for adults up to 138% of the poverty line in expansion states.

    Adults 19–64 in participating states.

    Full coverage
  • Community Health Centers (FQHCs)

    HRSA

    Primary, dental, and behavioral care priced to your income.

    Anyone, insured or not.

    Sliding-scale fees
  • Hospital charity care

    Hospitals / HHS

    Nonprofit hospitals must discount or forgive bills for qualifying patients.

    Patients under the hospital's income policy.

    Bills reduced or erased
  • Vaccines for Children

    CDC

    No-cost childhood immunizations.

    Uninsured, Medicaid, or underinsured children.

    Free vaccines
  • Ryan White HIV/AIDS Program

    HRSA

    Medical care, medication, and support for people with HIV.

    Low-income people living with HIV.

    Free care & medication
  • Title X family planning

    HHS

    Contraception, screenings, and reproductive care.

    Anyone; priority to low-income patients.

    Free or sliding scale
  • AIDS Drug Assistance Program

    HRSA / states

    Covers HIV medications for people who can't afford them.

    Low-income people living with HIV.

    Free medication
  • Substance use & mental health block grant services

    SAMHSA

    Treatment, counseling, and recovery support at local providers.

    People seeking treatment; income rules vary.

    Free or sliding scale
  • Patient assistance programs

    Drug manufacturers

    Manufacturer programs that supply medication at no cost.

    Uninsured or underinsured patients.

    Free or discounted drugs
  • Breast & Cervical Cancer Early Detection

    CDC

    Free mammograms and Pap tests, plus treatment coverage if needed.

    Uninsured women under income limits.

    Free screening

Housing & utilities

35

Rent support, energy bills, repairs, and emergency assistance.

  • Housing Choice Vouchers (Section 8)

    HUD / local PHAs

    A voucher that pays part of your rent to a private landlord.

    Renters under local income limits; waitlists apply.

    Rent capped near 30% of income
  • Public housing

    HUD / local PHAs

    Apartments owned and managed by a housing authority.

    Low-income families, seniors, and people with disabilities.

    Rent near 30% of income
  • Energy bill assistance (LIHEAP)

    HHS / state agencies

    Help with heating, cooling, and past-due utility balances.

    Households facing high energy costs or shutoff notices.

    $300–$1,000/year
  • Water bill assistance (LIHWAP)

    HHS / state agencies

    Help with overdue water and wastewater bills.

    Households at risk of water shutoff.

    $200–$1,000
  • Weatherization Assistance Program

    DOE / state agencies

    Free insulation, sealing, and heating repairs to cut energy bills.

    Low-income homeowners and renters.

    ~$8,000 in upgrades
  • Lifeline phone & internet discount

    FCC

    A monthly discount on phone or broadband service.

    Households on SNAP, Medicaid, SSI, or under income limits.

    Up to $9.25/month
  • Section 202 Supportive Housing for the Elderly

    HUD

    Subsidized apartments with services for older adults.

    Very low-income adults 62+.

    Rent near 30% of income
  • Section 811 Housing for Persons with Disabilities

    HUD

    Accessible, subsidized housing with support services.

    Very low-income adults with disabilities.

    Rent near 30% of income
  • USDA Single Family Housing Loans & Grants

    USDA Rural Development

    Home purchase loans and repair grants in rural areas.

    Rural households under income limits.

    0% loans, up to $10,000 grants
  • HUD-approved housing counseling

    HUD

    Free help with rent, mortgages, foreclosure, and homebuying.

    Anyone, at no cost.

    Free counseling
  • Homeowner Assistance Fund

    Treasury / states

    Mortgage, tax, and utility help for homeowners after a hardship.

    Homeowners behind on payments where funds remain.

    Up to $40,000
  • Emergency rental assistance

    Treasury / local agencies

    Pays overdue rent and utility bills to prevent eviction.

    Renters with a hardship where local funds remain.

    Back rent + utilities
  • Homelessness assistance (Continuum of Care)

    HUD

    Rapid rehousing, transitional housing, and permanent supportive housing.

    People experiencing or at risk of homelessness.

    Housing + services
  • HUD-VASH

    HUD & VA

    Housing vouchers paired with VA services for veterans.

    Veterans experiencing homelessness.

    Voucher + case management
  • Low-income solar & community solar credits

    EPA / states

    Discounted community solar subscriptions and rooftop programs.

    Income-qualified households in participating states.

    10–20% off power bills
  • Home repair & accessibility grants

    USDA / local agencies

    Grants for roofs, ramps, and safety repairs.

    Older or disabled homeowners under income limits.

    $5,000–$10,000
  • Project-Based Rental Assistance (Section 8 PBRA)

    HUD

    Subsidy tied to a specific apartment building instead of a portable voucher.

    Low-income renters applying directly to participating properties.

    Rent near 30% of income
  • Low-Income Housing Tax Credit apartments

    IRS / state housing agencies

    Privately owned apartments with rents capped for income-qualified tenants.

    Households under 50–60% of area median income.

    Below-market rent
  • Family Self-Sufficiency (FSS) escrow

    HUD / local PHAs

    As your earnings rise, the rent increase is banked into an escrow account you keep.

    Voucher and public housing residents who enroll.

    $5,000–$10,000 savings payout
  • Housing Choice Voucher homeownership option

    HUD / local PHAs

    Use your rental voucher toward monthly mortgage payments instead of rent.

    First-time buyers with a voucher in participating PHAs.

    Voucher applied to mortgage
  • FHA-insured home loans

    HUD / FHA

    Government-insured mortgages with lower credit and down-payment requirements.

    Buyers who can't qualify for conventional financing.

    3.5% down payment
  • Down payment & closing cost assistance

    State & local housing finance agencies

    Grants or forgivable second loans that cover down payment and closing costs.

    First-time buyers under program income limits.

    $5,000–$25,000
  • Mortgage Credit Certificate (MCC)

    State housing finance agencies

    Converts part of your mortgage interest into a yearly federal tax credit.

    First-time buyers who get the certificate at closing.

    Up to $2,000/year tax credit
  • USDA Section 504 repair loans & grants

    USDA Rural Development

    Repair and modernize a rural home, or remove health and safety hazards.

    Very low-income rural homeowners; grants for owners 62+.

    1% loans up to $40,000; $10,000 grants
  • HOME Investment Partnerships

    HUD / local governments

    Local rehab, rental, and homebuyer programs funded by HUD block grants.

    Low-income renters and buyers in participating cities and counties.

    Rent or purchase help
  • Community Development Block Grant housing help

    HUD / local governments

    City and county rehab, accessibility, and emergency housing programs.

    Low- and moderate-income residents of the funded area.

    Varies by locality
  • Emergency Solutions Grants (shelter & rehousing)

    HUD / local agencies

    Emergency shelter, street outreach, and short-term rehousing payments.

    People who are homeless or facing imminent eviction.

    Shelter + short-term rent
  • Housing protections & transfers for survivors (VAWA)

    HUD

    Protection from eviction and an emergency move to safe assisted housing.

    Survivors of domestic violence, dating violence, or stalking.

    Emergency transfer + protection
  • Fair housing discrimination complaints

    HUD Office of Fair Housing

    Free investigation and possible damages when you're denied housing unlawfully.

    Anyone discriminated against based on a protected class.

    Free investigation
  • Indian Housing Block Grant & Section 184 loans

    HUD Office of Native American Programs

    Tribal rental assistance, rehab, and low-down-payment home loans.

    Members of federally recognized tribes and Alaska Native villages.

    Rent help; 2.25% down loans
  • Farm Labor Housing loans & rental help

    USDA Rural Development

    Affordable housing built and subsidized for farmworker families.

    Domestic farm laborers and their households.

    Rent near 30% of income
  • Lead hazard control & healthy homes grants

    HUD

    Removes lead paint, mold, and other hazards from older homes.

    Low-income households with children in pre-1978 housing.

    Free remediation
  • Home energy rebates (HEAR & HOMES)

    DOE / state energy offices

    Rebates for heat pumps, wiring, insulation, and efficient appliances.

    Households under 150% of area median income in launched states.

    Up to $14,000
  • Utility shutoff protection & arrears forgiveness

    State public utility commissions

    Seasonal shutoff bans, budget billing, and forgiveness of past-due balances.

    Customers on low incomes or with a medical hardship.

    Debt forgiveness + fixed bills
  • Eviction prevention & tenant legal aid

    Local courts & legal aid

    Free attorneys, mediation, and rent funds to stop an eviction filing.

    Tenants facing eviction in participating cities and states.

    Free representation

Child care & family

8

Child care vouchers, pre-K, and support for parents.

  • Child Care & Development Fund (CCDF)

    HHS / state agencies

    Vouchers that cover child care so you can work or study.

    Working or studying parents under state income limits.

    Most of your child care bill
  • Head Start / Early Head Start

    HHS

    Free early education, health, and family support from birth to age 5.

    Low-income families with young children.

    Free program
  • State-funded Pre-K

    State education departments

    Public pre-kindergarten for 3- and 4-year-olds.

    Families in states and districts that offer it.

    Free or low cost
  • Maternal & child home visiting (MIECHV)

    HRSA

    Nurse and parent-coach visits during pregnancy and early childhood.

    Pregnant people and families with infants.

    Free
  • Diaper and formula banks

    Nonprofits & state pilots

    Free diapers, wipes, and formula from local banks.

    Families with infants and toddlers.

    Free supplies
  • Foster care & adoption assistance

    HHS / state agencies

    Monthly support for foster and adoptive parents.

    Licensed foster and adoptive families.

    Monthly stipend
  • Dependent Care FSA

    IRS / employers

    Set aside pre-tax pay for child or dependent care.

    Employees whose job offers the benefit.

    Up to $5,000 pre-tax
  • WIC breastfeeding peer support

    USDA

    Counseling and breast pumps for nursing parents.

    WIC participants.

    Free support & pumps

Education & training

12

Grants, work-study, loan relief, and job training.

  • Federal Pell Grant

    Dept. of Education

    A grant for undergraduates with high financial need - no repayment.

    Undergraduates who file the FAFSA.

    Up to ~$7,395/year
  • Federal Supplemental Educational Opportunity Grant

    Dept. of Education

    Extra grant aid for the highest-need students.

    Pell-eligible students at participating schools.

    $100–$4,000/year
  • Federal Work-Study

    Dept. of Education

    Part-time campus or community jobs funded by financial aid.

    Students with demonstrated need.

    Part-time wages
  • TEACH Grant

    Dept. of Education

    Grants for future teachers who commit to high-need schools.

    Education students meeting the service agreement.

    Up to $4,000/year
  • Public Service Loan Forgiveness

    Dept. of Education

    Loan forgiveness after 120 payments in public service work.

    Government and nonprofit employees.

    Remaining balance erased
  • Income-driven repayment & forgiveness

    Dept. of Education

    Caps student loan payments at a share of your income.

    Federal student loan borrowers.

    Payments as low as $0
  • WIOA job training grants

    DOL / state agencies

    Paid-for training, certifications, and job placement help.

    Adults, youth, and dislocated workers.

    Free training
  • Job Corps

    DOL

    Free career training, housing, and a stipend for young adults.

    People 16–24 who meet income rules.

    Free training + housing
  • Registered Apprenticeships

    DOL

    Earn a wage while learning a trade, with no tuition.

    Anyone accepted into a registered program.

    Paid training
  • State tuition-free college promise programs

    State agencies

    Community college or university tuition covered by the state.

    Residents meeting state program rules.

    Tuition covered
  • Adult education & GED programs

    Dept. of Education / states

    Free literacy, GED, and English-language classes.

    Adults without a high school diploma.

    Free classes
  • AmeriCorps education award

    AmeriCorps

    Service year with a living allowance and a college award.

    Adults accepted into a service position.

    ~$7,395 award + stipend

Veterans & military

9

Benefits earned through military service.

  • VA Disability Compensation

    VA

    Tax-free monthly pay for service-connected conditions.

    Veterans with a rated disability.

    $175–$4,000+/month
  • VA Veterans Pension

    VA

    Monthly income for low-income wartime veterans 65+ or disabled.

    Wartime veterans under income limits.

    Up to ~$1,800/month
  • VA Aid & Attendance

    VA

    Extra monthly money for veterans who need daily care.

    Pension-eligible veterans needing assistance.

    Added to pension
  • VA Health Care

    VA

    Comprehensive medical care through VA facilities.

    Enrolled veterans by priority group.

    Free or low copays
  • Post-9/11 GI Bill

    VA

    Pays tuition and a monthly housing allowance for school.

    Veterans with qualifying service.

    Tuition + housing stipend
  • Veteran Readiness & Employment (Chapter 31)

    VA

    Retraining and job placement for veterans with service-connected disabilities.

    Veterans with a qualifying rating.

    Training + stipend
  • Dependency & Indemnity Compensation

    VA

    Monthly payment to survivors of service members and veterans.

    Surviving spouses, children, and parents.

    ~$1,600+/month
  • VA Home Loan Guaranty

    VA

    No-down-payment mortgages with no private mortgage insurance.

    Veterans, service members, and some spouses.

    $0 down payment
  • Specially Adapted Housing grants

    VA

    Grants to build or modify an accessible home.

    Veterans with qualifying service-connected disabilities.

    Up to ~$117,000

Seniors & disability

9

Support for older adults and people with disabilities.

  • Medicaid Home & Community-Based waivers

    CMS / state agencies

    Pays for in-home aides and services instead of a nursing home.

    People needing a nursing-home level of care.

    Care at home covered
  • PACE (All-Inclusive Care for the Elderly)

    CMS

    All-in-one medical and daily care so you can stay at home.

    Adults 55+ needing nursing-home level care.

    Full care coverage
  • State Health Insurance Assistance Program (SHIP)

    ACL

    Free one-on-one Medicare counseling.

    Medicare beneficiaries and families.

    Free counseling
  • Area Agency on Aging services

    ACL

    Transportation, chore help, and caregiver respite for older adults.

    Adults 60+ and their caregivers.

    Free or donation
  • Senior Community Service Employment Program

    DOL

    Paid part-time community jobs and training for older workers.

    Job seekers 55+ under income limits.

    Paid training
  • Ticket to Work

    Social Security Administration

    Free career support while keeping disability benefits during the transition.

    SSI and SSDI recipients 18–64.

    Free services
  • ABLE savings accounts

    Treasury / states

    Save without losing SSI or Medicaid eligibility.

    People whose disability began before age 26.

    Tax-free savings
  • State assistive technology programs

    ACL

    Device loans, reuse programs, and financing for assistive tech.

    People with disabilities of any age.

    Free loans & low-interest financing
  • National Family Caregiver Support Program

    ACL

    Respite care, counseling, and training for unpaid caregivers.

    Family caregivers of older adults.

    Respite & training

Disaster & legal

6

Disaster relief, crime victim funds, and free legal help.

  • SBA Disaster Loans

    Small Business Administration

    Low-interest loans to repair homes, property, and businesses.

    Homeowners, renters, and businesses in disaster areas.

    Up to $500,000
  • Crime Victim Compensation

    DOJ / state boards

    Reimburses medical bills, counseling, and lost wages after a crime.

    Victims of violent crime and their families.

    Up to $25,000
  • Free civil legal aid

    Legal Services Corporation

    Free lawyers for eviction, benefits appeals, and family cases.

    Households under 125% of the poverty line.

    Free representation
  • Low Income Taxpayer Clinics

    IRS

    Free help disputing IRS bills, audits, and back taxes.

    Taxpayers under income limits.

    Free representation
  • Disaster SNAP (D-SNAP)

    USDA

    Emergency food benefits after a declared disaster.

    Households affected by a disaster, even if not usually eligible.

    One month of benefits
  • Increased Cost of Compliance (flood)

    FEMA

    Helps pay to elevate or floodproof a damaged home.

    NFIP policyholders with major flood damage.

    Up to $30,000

Unclaimed money

6

Money already in your name sitting with an agency.

  • State unclaimed property

    State treasurers

    Forgotten deposits, refunds, and paychecks held by your state.

    Anyone who has moved or changed banks or jobs.

    Average $1,000+
  • Unclaimed pensions

    Pension Benefit Guaranty Corp.

    Pension benefits from employers that closed or were taken over.

    Former employees of terminated plans.

    Varies
  • Matured savings bonds

    Treasury

    Bonds that stopped earning interest and were never cashed.

    Bond holders and their heirs.

    Face value + interest
  • FHA mortgage insurance refunds

    HUD

    Refunds of upfront mortgage insurance after an early payoff.

    Former FHA borrowers.

    $500–$1,500
  • Class action settlement funds

    Courts & administrators

    Settlement payouts you may qualify for as a past customer.

    Consumers included in a settlement class.

    $10–$1,000+
  • Uncashed IRS refund checks

    IRS

    Refund checks that were returned, lost, or never deposited.

    Filers who moved or changed banks.

    Varies

Grants for organizations

8

Funding for nonprofits, small businesses, and local agencies.

  • Community Development Block Grant (CDBG)

    HUD

    Flexible funding for community development and services.

    State and local governments, nonprofits.

    Varies by award
  • NIH Research Grants

    National Institutes of Health

    Funding for biomedical and health research.

    Universities and research institutions.

    Varies by award
  • USDA Agricultural Research grants

    USDA ARS

    Funding for agricultural research and innovation.

    Universities and agricultural organizations.

    Varies by award
  • EPA Environmental grants

    EPA

    Funding for environmental protection and cleanup projects.

    Governments, tribes, and nonprofits.

    Varies by award
  • State Homeland Security Grant Program

    DHS

    Preparedness funding for state and local agencies.

    State, local, and tribal governments.

    Varies by award
  • Small Business Innovation Research (SBIR)

    SBA & agencies

    R&D funding for small businesses commercializing technology.

    Small businesses meeting SBA standards.

    $50,000–$1M+
  • Workforce Opportunity for Rural Communities (WORC)

    DOL

    Grants for workforce development in rural regions.

    Workforce boards and nonprofits.

    Varies by award
  • TEACH Grant program (institutional)

    Dept. of Education

    Institutional participation in the TEACH grant program.

    Eligible educational institutions.

    Varies by award

Not sure which of these apply to you?

Ask the assistant